Motorcycle Accidents

Although very similar to other motor vehicle accidents, injury claims stemming from motorcycle accidents are different if for no other reason than the bias that often goes with driving a motorcycle. One of the first six-figure motorcycle injury claims our office handled back in 2008 involved a driver who was badly injured by another driver who turned in front of him at an intersection. The insurance company for the at-fault party initially denied this client’s claim, and he was turned down by multiple attorneys before finally retaining our office. After viewing the accident reports and conducting our own investigation, it became clear the accident was in fact due to the other driver’s negligence. Our client had been subjected to many of the biases that go along with riding a motorcycle. His claim was not denied based on the facts, but instead due to a number of negative assumptions that had been drawn simply because he was on a motorcycle at the time the accident occurred. There were references of speeding and reckless driving even though there were no witnesses and no evidence to support either claim.

Another thing that separates motorcycle accidents from the typical car crash is the greater likelihood of sustaining serious injury. There is not as much room for error when you are injured while driving or riding as a passenger on a motorcycle, and many insurance companies will not offer the same protections they might offer to the owner of a motor vehicle. It is important to be fully aware of your insurance policy and all coverage that is included. In addition to your liability coverage, plan ahead for if you are involved in a collision, and make sure you know exactly what your coverage is in the event you are injured by an uninsured or underinsured motorist.